it's not déja vu. i'm really revisiting a resolve i just had. because even though i didn't buy anything for a whole week. i don't feel like i accomplished anything because i fell into my old patterns again. if anything, i spent TWICE as much in the week that just passed. like i was trying to make up for it or something! just terrible! logically i should even be in debt. i still live at home, i don't have a car and i'm not paying for school. my dad's an accountant for goodness sakes! so how did i get to be so bad with my finances??
for one, i tend buy things i don't really need. like yes, the NYX liquid liner i bought is amazing and i totally do like nyota uhuhra, bu that wasn't a necessity you know? i wish i had realized that before i went ot the mall and dropped $30 on various makeup products >.< and second, my finances have run wild because i just don't like talking about them! but i'm trying to change. i've come up with three new tips.
but this time, i'm getting serious. more specific. it's not enough to just say, i won't spend money this week if i complete fall off the wagon in the next. and of course, i scoured the interwebs for some creative solutions. for startes, i'm making an addendum to my shopping rules. (the ones i wrote a bit ago and still didn't wrap around my VISA card like i said i would) so the new rule #2, any purchase, no matter what the size or price, must be slept on. if it's not something i wouldn't come out for the next day, it's not something i can't live with out.
my second serious step? i'm going to begin keeping a debt diary, not for all to see, but i've bought a new journal just for the cause (and i know that seems counterproductive, but it'll even out. i'm going to get my finances in order if it kills me!) the first thing i need to stick in this diary is a budget, i'm working on it as we speak. you're also supposed to keep track or your daily spending purchases: how much of your money you're spending and for what. putting your thoughts on paper has a way of making you think about your actions, or so they say. i'll let you know how it goes.
any lastly, i've come up with a financial affirmation for this week. (yes i believe in affirmations, if you repeat anything enough you'll believe it. but more on that later): it is MY money and i WANT to hold on to it.
so there we go. saving money, take two. hopefully i haven't lost you in all the boring talk. if you've got any helpful advice, i'd LOVE to hear it, truly. anyone else ever conquered shopoholic-ism before? wish me luck!
-xoxo.
Monday, July 27, 2009
weekly resolve; save money
Posted by
B.
3:41 PM
- Michelle July 27, 2009 at 8:54 PM
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"it is MY money and i WANT to hold on to it." i like.
I'll try that the next time im tempted but im afraid that since it is my money i'll more than likely spend it. Its the smallest things that eat my money, Like lunches with the girls here and there,accessories and cosmetics! - B. July 28, 2009 at 9:31 AM
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Little Red- as soon as this is over, an eyelash curler will be one of my first purchases! i heard about them everywhere! i want to know what all the hype is about!
Michelle- oh i know! it's the cosmetics that get me EVERY time!
J- thanks babe!!
4
comments:
It's definitely important to save money. Although, it's not an easy thing to do when you're a shopaholic!
Yeah, some of the things a lot of us buy are unnecessary. But the way I see it, we have to look presentable for jobs and whatnot. So having nice clothes and at least a little makeup are good things. I watch What Not To Wear too much and wouldn't want my appearance to hold me back career wise. However, it's really important to be wise about all purchases. Always ask yourself if you truly need a particular item.
I've never made it a mission to save money, so I'm the last person to give advice. I've always been the spoiled kid. My parents pay for everything. They pay my phone bills, car insurance, they bought my car, they pay for my college, etc. The only thing I buy myself is clothes and makeup, things like that. I definitely take advantage of not having bills to pay and having a lot of money to throw around. But lately I have been more cautious with money, which is definitely a good thing!
In regards to the comment you left me about the eyelash curler... Definitely not a necessity (especially if you're trying to save). I just think it's a good thing to have because it always makes my eyes appear bigger and makes me look more awake. I've just gotten used to using it every day and feel my mascara looks bad without first curling my lashes.
Good luck with saving money!